In the spirit of being positive, in contrast with my usual irony, as a limited time offer:
Luckily for you pessimists, you still get the chance to be positive. Yours is called defensive or cautious optimism, since you protect yourself in survival, by doing the sensible things right, and isn't that a good thing?
So be cheerful about being poor, since you cannot expend and waste excessively, and so will not be guilty of being greedy or avaricious, and other deadly sins. Look on the bright side of life, yeah?
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